股票 
板块 
用户 
资讯 Stock Code: 301330
Abbreviation of Securities: ZKTECO
Announcement No.: 2026-091
ZKTECO CO., LTD.
2026 3<sup>rd</sup> Quarter Report
The Company and all members of the Board of Directors guarantee that the information disclosed is true, accurate and complete, without any false records, misleading statements or material omissions.
Important content tips:
1. The Board of Directors, and directors, senior management guarantee that the information presented in this report is true, accurate and complete without any false records, misleading statements or material omissions, and will undertake individual and joint legal liabilities.
2. The Company's legal representative, the person in charge of the accounting work, and the person in charge of accounting institution (accounting supervisor) hereby declare that the financial information in this report is true, accuracy and complete.
3. Whether the 3<sup>rd</sup> quarter report has been audited
□ Yes <sup></sup>No
I. Key Financial Data
(I) Main Accounting Data and Financial Indicators
Whether the Company performed a retroactive adjustment or restatement of the previous accounting data
□ Yes <sup></sup>No
| Current reporting period | YoY change during the reporting period | From the beginning of 2026 to the end of the reporting period | Increase/decrease in this reporting period compared to the same period last year | |
| Operating revenue (RMB) | 631,545,334.22 | 33.79% | 1,729,972,418.91 | 23.45% |
| Net profit attributable to shareholders of listed companies (RMB) | 44,310,944.87 | 26.68% | 123,975,640.04 | -3.31% |
| Net profit attributable to shareholders of listed companies after deducting non-recurring profits and losses (RMB) | 40,692,743.28 | 31.07% | 71,088,352.24 | -38.44% |
| Net cash flows from operating activities (RMB) | -- | -- | 121,093,667.41 | -53.56% |
| Basic earnings per share (RMB/share) | 0.1886 | 25.73% | 0.5285 | -3.91% |
| Diluted earnings per share (RMB/share) | 0.1854 | 23.85% | 0.5224 | -4.72% |
| Weighted average return on net assets | 1.29% | 0.25% | 3.57% | -0.23% |
| At the end of this reporting period | At the end of the previous year | Increase or decrease at the end of this reporting period compared to the end of the previous year | ||
| Total assets (RMB) | 4,892,384,969.47 | 4,954,810,629.48 | -1.26% | |
| Owner's equity attributable to shareholders of the listed company (RMB) | 3,435,678,587.55 | 3,481,488,420.71 | -1.32% | |
(II) Items and Amounts of Non-recurring Gains and Losses
<sup></sup>Applicable □Not applicable
Unit: RMB
| Item | Amount during this reporting period | Amount from the beginning of 2026 to the end of the reporting period | Remarks |
| Losses and gains from disposal of non-current assets (including the offsetting portion of the provision for asset impairment) | -154,469.20 | -459,825.14 | |
| Government subsidies included in current profits and losses (except those closely related to the normal business of the Company, which are in line with national policies and regulations, enjoyed according to determined standards, and have a continuous impact on the Company's profits and losses) | 1,320,211.64 | 2,770,464.78 | |
| Profits and losses from fair value changes arising from the holding of financial assets and financial liabilities by non-financial enterprises, as well as the gains and losses arising from the disposal of financial assets and financial liabilities except for effective hedging business related to the normal operation of the Company | 3,331,177.31 | 54,845,885.84 | Mainly the gain from changes in fair value of financial liabilities of RMB 43,636,660.50 recognized in the current period, which is an estimation of the fair value of contingent consideration based on the acquisition agreement of Longzhiyuan, taking full account of Longzhiyuan's actual and estimated performance commitment completion |
| Reversal of the provision on receivables with impairment test conducted on an individual basis | 0.00 | 610,111.71 | |
| Share-based payment fees recognized in a lump sum due to the cancellation or modification of the equity incentive plan | 0.00 | -1,793,200.00 | |
| Other non-operating income and expenses other than the above items | -528,290.45 | -2,634,046.49 | |
| Less: income tax impact | 342,227.85 | 976,674.56 | |
| Minority interest impact (after tax) | 8,199.86 | -524,571.66 | |
| Total | 3,618,201.59 | 52,887,287.80 | -- |
Details of other profit and loss items that meet the definition of non-recurring profits and losses: □Applicable <sup></sup>Not applicable
The Company does not have other specific conditions of profit and loss items that meet the definition of non-recurring profit and loss.
Explanations on classifying any non-recurring gain/loss item mentioned in the "Explanatory Announcement for Information Disclosure by Companies that Issue Securities to the Public No. 1 - Non-recurring Gains and Losses" as recurring Gain/loss item.
□Applicable <sup></sup>Not applicable
The Company does not classify any non-recurring gain/loss item mentioned in the "Explanatory Announcement for Information Disclosure by Companies that Issue Securities to the Public No. 1 - Non-recurring Gains and Losses" as recurring gain/loss item.
(III) Changes and Reasons for Changes in Key Accounting Data and Financial Indicators
<sup></sup>Applicable □Not applicable
Unit: RMB
| Balance Sheet Items | September 30, 2026 | January 1, 2026 | Change ratio | Reasons |
| Prepayments | 42,676,958.02 | 18,032,290.05 | 136.67% | Mainly due to the increase in prepayments for materials during the current period |
| Inventories | 631,648,469.67 | 468,837,064.12 | 34.73% | Mainly due to the increase in strategic reserves of raw materials and finished goods inventory |
| Other current assets | 71,808,546.93 | 104,567,979.67 | -31.33% | Mainly due to the maturity of wealth management product investments in the current period |
| Long-term equity investment | 48,001,599.97 | 25,112,854.58 | 91.14% | Mainly due to the paid-in investment in an associate during the current period |
| Other non-current assets | 32,944,965.75 | 423,995.07 | 7670.13% | Mainly due to the increase in prepayments for equipment of the fund-raised investment project of the US factory in the current period |
| Short-term loan | 136,041,025.34 | 81,101,188.00 | 67.74% | Mainly due to the increase in discounted proceeds obtained from banks by discounting bank acceptance bills in the current period |
| Trading financial liabilities | 126,147,273.71 | 208,175,000.00 | -39.40% | Mainly due to the recognition of fair value changes of the performance compensation receivable from Longzhiyuan and the payment of consideration under the acquisition agreement in the current period |
| Notes payable | 333,008,139.81 | 239,870,823.79 | 38.83% | Mainly due to the change in settlement method for certain material purchases from telegraphic transfer to acceptance bills, and the bills payable issued in accordance with the settlement cycle not yet falling due |
| Income Statement Items | January - September 2026 | January - September 2025 | Change ratio | Reasons |
| Administrative expenses | 113,902,944.23 | 86,935,505.33 | 31.02% | Mainly due to the consolidated data of the newly acquired Longzhiyuan in the current period, which was not consolidated in the same period of the previous year |
| Financial expenses | 21,961,511.75 | -23,928,435.92 | 191.78% | Mainly due to exchange losses arising from exchange rate movements in the current period (exchange gains were recorded in the same period of the prior year) |
| Gains from changes in fair value | 50,893,556.46 | 11,143,032.25 | 356.73% | Mainly due to the recognition of fair value changes of the performance compensation receivable from Longzhiyuan in the current period |
| Losses from credit impairment | -854,313.08 | -4,154,894.01 | 79.44% | Mainly due to a decrease in the allowance for bad debts of accounts receivable accrued in thecurrent period compared with the same period of the prior year |
| Losses from impairment of assets | -51,521,574.66 | -11,733,617.63 | -339.09% | Mainly due to an increase in impairment provision accrued for goodwill and inventory write-down provision in the current period |
| income tax expenses | 33,606,906.90 | 11,887,655.96 | 182.70% | Mainly due to the increase in current income tax recognized by certain overseas subsidiaries in the current period and the consolidated data of the newly acquired Longzhiyuan, which was not consolidated in the same period of the prior year |
| Cash Flow Statement Items | January - September 2026 | January - September 2025 | Change ratio | Reasons |
| Net cash flows from operating activities | 121,093,667.41 | 260,778,127.99 | -53.56% | Mainly due to an increase in cash outflows for purchases of goods and services in the current period |
| Net cash flows from investing activities | -181,099,350.67 | -822,982,545.26 | 77.99% | Mainly due to increased cash inflows from the redemption of wealth management products in the current period |
| Net cash flows from financing activities | -136,439,158.87 | -17,964,657.71 | -659.49% | Mainly due to reduced cash flows resulting from the repayment of discounted bills in the current period |
| Net increase in cash and cash equivalents | -237,413,360.48 | -579,423,524.03 | 59.03% | Mainly due to the combined effect of net cash flows generated from operating, investing and financing activities |
II. Shareholder Information
(I) Table of the Total Number of Common Shareholders and the Number of Preferred Shareholders with Resumed Voting Rights and Information about Top Ten Shareholders
Unit: share
| Total number of common shareholders at the end of the reporting period | 22,443 | Total number of preferred shareholders whose voting rights have been recovered at the end of the reporting period (if any) | 0 | |||
| Particulars about the top 10 shareholders (excluding shares lent through refinancing) | ||||||
| Name of shareholder | Nature of shareholder | Shareholding percentage | Total shares held at the period-end | Number of shares with trading restrictions | Pledged, marked or frozen | |
| Share status | Amount | |||||
| Shenzhen ZKTeco Times Investment Co., Ltd. | Domestic non state-owned legal persons | 29.83% | 70,200,000 | 0 | Not applicable | 0 |
| Che Quanhong | Domestic individual | 17.35% | 40,826,760 | 30,620,070 | Not applicable | 0 |
| Shenzhen JYHY Investment Enterprise (Limited Partnership) | Domestic non state-owned legal persons | 5.32% | 12,518,262 | 0 | Not applicable | 0 |
| Shenzhen JYSJ Investment Enterprise (Limited Partnership) | Domestic non state-owned legal persons | 5.26% | 12,373,899 | 0 | Not applicable | 0 |
| Dongguan LX Investment Partnership Enterprise (Limited Partnership) | Domestic non state-owned legal persons | 5.04% | 11,856,000 | 0 | Not applicable | 0 |
| Shenzhen JYLX Consulting Enterprise (Limited Partnership) | Domestic non state-owned legal persons | 1.55% | 3,636,245 | 0 | Not applicable | 0 |
| Hong Kong Securities Clearing Company Limited | Foreign legal person | 1.02% | 2,411,512 | 0 | Not applicable | 0 |
| Shenzhen JYQL Investment Consulting Enterprise (Limited Partnership) | Domestic non state-owned legal persons | 0.43% | 1,003,160 | 0 | Not applicable | 0 |
| ZKTECO CO., LTD.-2025 Employee Stock Ownership Plan | others | 0.40% | 935,618 | 0 | Not applicable | 0 |
| Han Xiao | Domestic individual | 0.37% | 861,000 | 0 | Not applicable | 0 |
| Particulars about the top 10 shareholders not subject to trading restrictions (excluding shares lent through refinancing and executive lockup shares) | ||||||
| Name of shareholder | Number of shares without trading restrictions | Types of shares | ||||
| Type | Number | |||||
| Shenzhen ZKTeco Times Investment Co., Ltd. | 70,200,000 | RMB denominated ordinary shares | 70,200,000 | |||
| Shenzhen JYHY Investment Enterprise (Limited Partnership) | 12,518,262 | RMBdenominatedordinary shares | 12,518,262 | |||
| Shenzhen JYSJ Investment Enterprise (Limited Partnership) | 12,373,899 | RMBdenominatedordinary shares | 12,373,899 | |||
| Dongguan LX Investment Partnership Enterprise (Limited Partnership) | 11,856,000 | RMBdenominatedordinary shares | 11,856,000 | |||
| Che Quanhong | 10,206,690 | RMBdenominatedordinary shares | 10,206,690 | |||
| Shenzhen JYLX Consulting Enterprise (Limited Partnership) | 3,636,245 | RMBdenominatedordinary shares | 3,636,245 | |||
| Hong Kong Securities Clearing Company Limited | 2,411,512 | RMBdenominatedordinary shares | 2,411,512 | |||
| Shenzhen JYQL Investment Consulting Enterprise (Limited Partnership) | 1,003,160 | RMBdenominatedordinary shares | 1,003,160 | |||
| ZKTECO CO., LTD.-2025 Employee Stock Ownership Plan | 935,618 | RMBdenominatedordinary shares | 935,618 | |||
| Han Xiao | 861,000 | RMBdenominatedordinary shares | 861,000 | |||
| Explanation on associated relationship and concerted actions among above shareholders | Shareholder Che Quanhong is elder brother of shareholder Che Quanzhong from Shenzhen ZKTeco Times Investment Co., Ltd. (hereinafter referred to as “ZKTeco Times”), and son of Che Jun, partner of Dongguan LX Investment Partnership Enterprise (Limited Partnership) (hereinafter referred to as “LX Investment”). Shareholder Che Quanhong is the controlling shareholder of ZKTeco Times. Che Quanhong indirectly holds 53,366,040 shares of the Company through ZKTeco Times, accounting for 22.68% of the Company's total shares; Che Quanhong indirectly holds 140,400 shares of the Company through LX Investment, accounting for 0.06% of the Company's total shares; Che Quanhong indirectly holds 374,400 shares of the Company through JYLX, accounting for 0.16% of the Company's total shares.Che Quanzhong, the younger brother of shareholder Che Quanhong, holds a 23.98% equity in ZKTeco Times. Che Jun, the father of shareholder Che Quanhong, holds 98.68% of the property share of LX Investment. In addition, there is no affiliated relationship between the other shareholders of the Company. | |||||
| Information on Top 10 shareholders of participating in margin trading and short selling business (if any) | Among the top 10 shareholders not subject to trading restrictions, at the period end, shareholder Han Xiao held a total of 861,000 A shares of the Company, including 31,000 A shares held through ordinary securities accounts and 830,000 A shares held through client credit transaction guaranty securities accounts of China Galaxy Securities Co., Ltd. | |||||
Special explanations on the existence of repurchased accounts among the top 10 shareholders not subject to trading restriction
As of September 30, 2026, the Company's repurchased special securities account holds 1,278,006 ordinary shares, accounting for 0.54% of the current total share capital of the Company. As required, it is not included in the list of the top 10 shareholders of the Company. I is herebv clarified
Participation of shareholders holding more than 5% of the shares, the top 10 shareholders and the top 10 shareholders of outstanding shares not subject to trading restrictions in the lending of shares through refinancing
□ Applicable <sup></sup> Not applicable
Changes to the top 10 shareholders and the top 10 shareholders of outstanding shares not subject to trading restrictions compared to the previous period due to reasons related to lending/repayment through refinancing
□ Applicable <sup></sup> Not applicable
(II) Total Number of Preferred Shareholders and information about Top 10 Preferred Shareholders
□Applicable <sup></sup> Not Applicable
(III) Changes in Restricted Shares
<sup></sup> Applicable □Not applicable
Unit: share
| Name of shareholder | Number of restricted shares at the beginning of the period | Number of shares released from trading restrictions in this period | Increase in restricted shares in this period | Number of restricted shares at the end of the period | Reason for restrictions | Date of releasing from trading restrictions |
| Shenzhen ZKTeco Times Investment Co., Ltd. | 70,200,000 | 70,200,000 | 0 | 0 | Restricted shares before IPO | Listed and circulated on February 24, 2026 |
| Che Quanhong | 40,826,760 | 40,826,760 | 30,620,070 | 30,620,070 | Executives lock up shares | During the tenure of directors and senior executives, 25% of the total number of shares held will be unlocked annually, while the remaining 75% will be automatically locked |
| Gao Benhe | 0 | 0 | 7,020 | 7,020 | Executives lock up shares | During the tenure of directors and senior executives, 25% of the total number of shares held will be unlocked annually, while the remaining 75% will be automatically locked |
| Fu Zhiqian | 12,870 | 0 | 2,700 | 15,570 | Executives lock up shares | During the tenure of directors and senior executives, 25% of the total number of shares held will be unlocked annually, while the remaining 75% will be automatically locked |
| Mu Wenting | 21,060 | 0 | 1,930 | 22,990 | Executives lock up shares | During the tenure of directors and senior executives, 25% of the total number of shares held will be unlocked annually, while the remaining75% will be automatically locked |
| Jiang Wenna | 0 | 1,890 | 1,890 | 0 | Executives lock up shares | Restrictions on the supervisor's shares are lifted six months after the expiration of the original term, following the abolition of the board of supervisors by the Company |
| Yang Xianfeng | 0 | 1,350 | 1,350 | 0 | Executives lock up shares | Restrictions on the supervisor's shares are lifted six months after the expiration of the original term, following the abolition of the board of supervisors by the Company |
| Shenzhen JYHY Investment Enterprise (Limited Partnership) | 4,176,315 | 4,176,315 | 0 | 0 | Restricted shares before IPO | Listed and circulated on August 17, 2026 |
| Shenzhen JYSJ Investment Enterprise (Limited Partnership) | 4,232,280 | 4,232,280 | 0 | 0 | Restricted shares before IPO | Listed and circulated on August 17, 2026 |
| Shenzhen JYQL Investment Consulting Enterprise (Limited Partnership) | 528,840 | 528,840 | 0 | 0 | Restricted shares before IPO | Listed and circulated on August 17, 2026 |
| Shenzhen JYLX Consulting Enterprise (Limited Partnership) | 1,424,514 | 1,424,514 | 0 | 0 | Restricted shares before IPO | Listed and circulated on August 17, 2026 |
| Total | 121,422,639 | 121,391,949 | 30,634,960 | 30,665,650 | -- | -- |
III. Other Important Events
<sup></sup>Applicable □ Not applicable
1. Some ofthe shares issued before the initial public offering are listed for circulation
The shares that have been lifted this time are part of the shares issued before the company's initial public offering; The total number o shareholders involved is 4,and the number of restricted shares listed and traded is 10,361,949 shares, accounting for 4.40% of the company's total share capital. The above-mentioned shares were listed and made tradable on 17 August 2026. For details, please refer to the "Indicative Announcement on the Listing and Circulation of Certain Shares Issued Before the Initial Public Offering" (Announcement No.: 2026-066) disclosed by the company on www.cninfo.com.cn on August 12, 2026
2. Progress of Share Repurchase
The Company held the 4th meeting of the 4th Board of Directors on 4 August 2026, and reviewed and approved the Proposal on the Share Repurchase Plan via Centralized Bidding Trading. The Board authorised the Company to repurchase its issued RMB-denominated A-shares (hereinafter referred to as “the Repurchase”) out of its own funds by way of centralized bidding trading, for the purpose of the employee share ownership plan or equity incentive plan.The total amount of funds for the Repurchase shall be no less than RMB 30.00 million (inclusive) and no more than RMB 60.00 million (inclusive), and the repurchase price shall not exceed RMB 36.07 per share (inclusive). The actual total amount of funds and number of shares repurchased shall be subject to the actual repurchase results upor completion of the Repurchase. The implementation period of the Repurchase shall not exceed 12 months commencing from the date when the Board approved the repurchase plan.For further details, please refer to the "Announcement on the Share Repurchase Plan vi Centralized Bidding Trading together with the Repurchase Report" (Announcement No.: 2026-063) disclosed by the company on www.cninfo.com.cn on 5 August 2026
As at 28 October 2026, the Company had repurchased 1,779,510 shares through the repurchased account for share repurchase b centralized bidding trading, accounting for 0.7561% of the Company’s current total share capital. The highest transaction price was RMB 25.96 per share and the lowest transaction price was RMB 23.34 per share. The total amount paid was RMB 44.573.725.38 (excluding transaction fees). The repurchase was conducted in compliance with the approved repurchase plan and applicable laws and regulations.
3. Review of Proposals including the H-share Listing Plan
The Company held the 5th meeting of the 4th Board of Directors on 26 August 2026 and the 3rd Extraordinary General Meeting of Shareholders for 2026 on 16 September 2026, and approved the Proposal on Issuing H-shares and Listing on the Main Board of The Stock Exchange of Hong Kong Limited, the Proposal on the Plan for Issuing H-shares and Listing on the Main Board of The Stock Exchange of Hong Kong Limited, and other relevant proposals.To further implement the Company's internationalization strategy enhance its global brand image, strengthen capital strength and overall competitiveness, and improve operational management standards, the shareholders approved the Company’s plan to issue H-shares overseas and apply for listing on the Main Board of The Stock Exchang of Hong Kong Limited (hereinafter referred to as “the H-share Listing”).The H-share Listing will be carried out in accordance with th Company Law of the People’s Republic of China, the Securities Law of the People’s Republic of China, the Trial Measures for the Administration of Overseas Securities Issuance and Listing by Domestic Enterprises, the Main Board Listing Rules of The Stock Exchange of Hong Kong Limited, other applicable PRC laws, regulations, Hong Kong securities regulatory requirements and normative documents. The Listing is subject to the approval, verification or filing by the China Securities Regulatory Commission, The Stock Exchange of Hong Kong Limited, the Securities and Futures Commission of Hong Kong and other relevant government authorities, regulators and stock exchanges.Please refer to the "Announcement on Resolutions of the 5th Meeting of the 4th Board of Directors" (Announcement No.: 2026-069) disclosed on 28 August 2026 and the "Announcement on Resolutions of the 3rd Extraordinary Genera Meeting of Shareholders for 2026" (Announcement No.: 2026-086) disclosed on 16 September 2026 for further information
IV. Quarterly Financial Statements
(I) Financial Statements
1. Consolidated Balance Sheet
Prepared by: ZKTECO CO., LTD.
September 30, 2026 Unit: RMB
| Item | September 30, 2026 | January 1, 2026 |
| Current assets: | ||
| Monetary funds | 1,159,835,935.33 | 1,243,119,411.23 |
| Deposit reservation for balance | ||
| Lendings to banks and other financial institutions | ||
| Trading financial assets | 720,084,273.02 | 800,444,410.21 |
| Derivative financial assets | ||
| Notes receivable | 335,327.11 | 538,349.21 |
| Accounts receivable | 632,641,864.95 | 676,383,210.14 |
| Receivables financing | ||
| Prepayments | 42,676,958.02 | 18,032,290.05 |
| Premiums receivable | ||
| Reinsurance accounts receivable | ||
| Reserves for reinsurance contract receivable | ||
| Other receivables | 39,390,371.73 | 52,567,928.29 |
| Including: interest receivable | ||
| Dividends receivable | ||
| Buying back the sale of financial assets | ||
| Inventories | 631,648,469.67 | 468,837,064.12 |
| Including: Data resources | ||
| Contract assets | 34,945.93 | 26,949.78 |
| Held-for-sale assets | ||
| Non-current assets due within one year | 3,210,204.96 | 2,320,265.60 |
| Other current assets | 71,808,546.93 | 104,567,979.67 |
| Total current assets | 3,301,666,897.65 | 3,366,837,858.30 |
| Non-current assets: | ||
| Loans and advances to customers | ||
| Debt investment | 29,645,559.65 | 28,977,331.32 |
| Other debt investment | ||
| Long-term receivables | 22,937,780.50 | 17,932,540.32 |
| Long-term equity investment | 48,001,599.97 | 25,112,854.58 |
| Other equity instrument investments | ||
| Other non-current financial assets | ||
| Investment real estate | 18,632,265.63 | 19,863,144.69 |
| Fixed assets | 748,864,302.38 | 723,300,476.82 |
| Construction in progress | 85,780,825.06 | 113,147,627.97 |
| Productive biological assets | ||
| Oil and gas assets | ||
| Right-of-use assets | 43,338,363.99 | 55,789,456.58 |
| Intangible assets | 256,140,028.83 | 271,465,068.24 |
| Including: Data resources | ||
| Development expenditures | ||
| Including: Data resources | ||
| Goodwill | 206,518,702.11 | 239,061,688.95 |
| Long-term deferred expenses | 17,156,238.56 | 10,365,428.72 |
| Deferred income tax assets | 80,757,439.39 | 82,533,157.92 |
| Other non-current assets | 32,944,965.75 | 423,995.07 |
| Total non-current assets | 1,590,718,071.82 | 1,587,972,771.18 |
| Total assets | 4,892,384,969.47 | 4,954,810,629.48 |
| Current liabilities: | ||
| Short-term loan | 136,041,025.34 | 81,101,188.00 |
| Borrowings from the Central Bank | ||
| Borrowings from banks and other financial institutions | ||
| Trading financial liabilities | 126,147,273.71 | 208,175,000.00 |
| Derivative financial liabilities | ||
| Notes payable | 333,008,139.81 | 239,870,823.79 |
| Accounts payable | 334,126,907.35 | 404,450,021.92 |
| Advances from customer | ||
| Contract liabilities | 87,512,605.61 | 76,516,595.89 |
| Financial assets sold for repurchase | ||
| Deposit from customers and interbank | ||
| Acting trading securities | ||
| Acting underwriting securities | ||
| Payroll payable | 42,167,449.99 | 62,261,494.07 |
| Taxes payable | 41,657,950.42 | 38,878,015.23 |
| Other payables | 66,027,085.07 | 71,479,362.71 |
| Including: interest payable | ||
| Dividends payable | 838,914.16 | 556,900.00 |
| Handling charges and commissions payable | ||
| Reinsurance accounts payable | ||
| Liabilities held for sale | ||
| Non-current liabilities due within one year | 19,602,662.77 | 30,859,013.86 |
| Other current liabilities | 12,453,487.94 | 18,771,142.30 |
| Total current liabilities | 1,198,744,588.01 | 1,232,362,657.77 |
| Non-current liabilities: | ||
| Reserves for insurance contracts | ||
| Long-term loan | 74,043.33 | 139,871.08 |
| Bonds payable | ||
| Including: preferred stock | ||
| Perpetual bonds | ||
| Lease liabilities | 17,814,524.11 | 25,370,074.36 |
| Long-term payables | 243,396.23 | |
| Long-term payroll payable | ||
| Estimated liabilities | 227,170.95 | |
| Deferred income | 2,156,686.20 | 1,364,769.40 |
| Deferred income tax liabilities | 25,330,354.09 | 29,991,667.84 |
| Other non-current liabilities | ||
| Total non-current liabilities | 45,846,174.91 | 56,866,382.68 |
| Total liabilities | 1,244,590,762.92 | 1,289,229,040.45 |
| Owner's equity: | ||
| Share capital | 235,351,550.00 | 235,351,550.00 |
| Other equity instruments | ||
| Including: preferred stock | ||
| Perpetual bonds | ||
| Capital reserve | 2,071,672,900.88 | 2,068,821,395.02 |
| Less: treasury stock | 42,875,796.77 | 44,078,890.10 |
| Other comprehensive income | -21,255,144.80 | 39,799,829.67 |
| Special reserve | ||
| Surplus reserves | 67,458,631.43 | 67,458,631.43 |
| General risk reserves | ||
| Undistributed profits | 1,125,326,446.81 | 1,114,135,904.69 |
| Total owner's equity attributable to the parent company | 3,435,678,587.55 | 3,481,488,420.71 |
| Minority interests | 212,115,619.00 | 184,093,168.32 |
| Total owner's equity | 3,647,794,206.55 | 3,665,581,589.03 |
| Total liabilities and owner's equity | 4,892,384,969.47 | 4,954,810,629.48 |
Legal Representative: Jin Hairong. Person in charge of accounting work: Wang Youwu. Person in charge of accounting institution: Xu Ping
2. Consolidated income statement from the beginning of the year to the end of the reporting period
Unit: RMB
| Item | 2026 Q1-Q3 | 2025 Q1-Q3 |
| I. Total operating revenue | 1,729,972,418.91 | 1,401,307,789.60 |
| Including: operating revenue | 1,729,972,418.91 | 1,401,307,789.60 |
| Interest income | ||
| Premium earned | ||
| Revenue from handling charges and commissions | ||
| II. Total operating cost | 1,522,579,658.33 | 1,242,017,880.72 |
| Including: operating cost | 881,427,013.27 | 685,253,348.05 |
| Interest expenses | ||
| Expenses from handling charges and commissions | ||
| Surrender value | ||
| Net payments for insurance claims | ||
| Net provisions for reserves in insurance liability contracts | ||
| Policy dividend expenses | ||
| Reinsurance expenses | ||
| Taxes and surcharges | 12,377,883.12 | 18,200,278.50 |
| Selling expenses | 356,764,777.28 | 318,154,101.07 |
| Administrative expenses | 113,902,944.23 | 86,935,505.33 |
| R&D expenses | 136,145,528.68 | 157,403,083.69 |
| Financial expenses | 21,961,511.75 | -23,928,435.92 |
| Including: interest expenses | 2,302,772.77 | 1,909,142.76 |
| Interest income | 20,463,366.78 | 21,366,682.91 |
| Plus: other income | 6,775,467.34 | 8,266,846.83 |
| Investment income ( loss expressed with "-") | 3,853,053.92 | 4,446,737.65 |
| Including: income from investment in associates and joint ventures | -548,478.47 | 1,358,767.22 |
| Gains from derecognition of financial assets measured at amortized cost | ||
| Gains from foreign exchange (loss expressed with "-") | ||
| Gains from net exposure hedging (loss expressed with "-") | ||
| Gains from changes in fair value (loss expressed with "-") | 50,893,556.46 | 11,143,032.25 |
| Losses from credit impairment (loss expressed with "-") | -854,313.08 | -4,154,894.01 |
| Losses from impairment of assets (loss expressed with "-") | -51,521,574.66 | -11,733,617.63 |
| Gains from disposal of assets (loss expressed with "-") | -190,270.06 | 265,796.85 |
| III. Operating profit (loss expressed with "-") | 216,348,680.50 | 167,523,810.82 |
| Plus: non-operating revenue | 964,403.63 | 1,542,371.80 |
| Less: non-operating expenditure | 3,868,005.22 | 3,490,596.72 |
| IV. Total profit (loss expressed with "-") | 213,445,078.91 | 165,575,585.90 |
| Less: income tax expenses | 33,606,906.90 | 11,887,655.96 |
| V. Net profit (loss expressed with "-") | 179,838,172.01 | 153,687,929.94 |
| (I) Classification by business continuity | ||
| 1. Net profit from continuing operations (net loss expressed with "-") | 179,838,172.01 | 153,687,929.94 |
| 2. Net profit from discontinued operations (net loss expressed with "-") | ||
| (II) Classification by ownership | ||
| 1. Net profit attributable to shareholders of the parent company (net loss expressed with "-") | 123,975,640.04 | 128,214,643.04 |
| 2. Minority shareholders' profit and loss(net loss expressed with "-") | 55,862,531.97 | 25,473,286.90 |
| VI. Other comprehensive income - after tax | -66,800,885.44 | 7,271,833.32 |
| Net of tax of other comprehensive income attributable to the owner of the parent company | -61,054,974.47 | 5,378,463.77 |
| (I)Other comprehensive income that cannot be transferred to profit or loss | ||
| 1. Changes in re-measurement of the defined benefit plan | ||
| 2. Other comprehensive income that cannot be transferred to profit or loss under the equity method | ||
| 3. Changes in fair value of other equity instrument investments | ||
| 4. Changes in the fair value of the Company's own credit risk | ||
| 5. Other | ||
| (II) Other comprehensive income that will be reclassified into profit or loss | -61,054,974.47 | 5,378,463.77 |
| 1. Other comprehensive income that can be transferred to profit or loss under the equity method | ||
| 2. Changes in fair value of other debt investments | ||
| 3. Amount of financial assets reclassified into other comprehensive income | ||
| 4. Provision for credit impairment of other debt investments | ||
| 5. Cash flow hedging reserve | ||
| 6. Translation difference of foreign currency financial statements | -61,054,974.47 | 5,378,463.77 |
| 7. Others | ||
| After-tax net amount of other comprehensive income attributable to the minority shareholders | -5,745,910.97 | 1,893,369.55 |
| VII. Total comprehensive income | 113,037,286.57 | 160,959,763.26 |
| Total comprehensive income attributable to owners of the parent company | 62,920,665.57 | 133,593,106.81 |
| Total comprehensive income attributable to minority shareholders | 50,116,621.00 | 27,366,656.45 |
| VIII. EPS: | ||
| (I) Basic EPS | 0.5285 | 0.5500 |
| (II) Diluted EPS | 0.5224 | 0.5483 |
In the event of a merger of enterprise under the same control in the current period, the net profit realized by the combined party before the merger is RMB 0.00, and the net profit realized by the combined party in the previous period is RMB 0.00. Legal Representative: Jin Hairong Person in charge of accounting work: Wang Youwu Person in charge of accounting institution: Xu Ping
3. Consolidated cash flow statement from the beginning of the year to the end of the reporting period
Unit: RMB
| Item | 2026 Q1-Q3 | 2025 Q1-Q3 |
| I. Cash flows from operating activities: | ||
| Cash received from sale of goods and rendering of services | 1,953,834,782.90 | 1,551,237,974.55 |
| Net increase in deposits from customers and deposits in banks and other financial institutions | ||
| Net increase in borrowings from the Central Bank | ||
| Net increase in borrowings from banks and other financial institutions | ||
| Cash received from receiving insurance premiums of original insurance contracts | ||
| Net cash received from reinsurance business | ||
| Net increase in deposits and investments from policyholders | ||
| Cash received from interest, handling fees and commissions | ||
| Net increase in borrowings from banks and other financial institutions | ||
| Net capital increase in repurchase business | ||
| Net cash received from vicariously traded securities | ||
| Refund of taxes and surcharges | 109,465,193.56 | 78,850,119.28 |
| Cash received from other operating activities | 85,188,271.46 | 120,014,814.70 |
| Subtotal of cash inflows from operating activities | 2,148,488,247.92 | 1,750,102,908.53 |
| Cash paid for purchase of goods and rendering of servicesNet increase in loans and advances to customers | 1,236,246,611.54 | 741,085,140.53 |
| Net increase in deposits in Central Bank and other banks and financial institutions | ||
| Cash paid for original insurance contract claims | ||
| Net increase in lendings to banks and other financial institutions | ||
| Cash paid for interest, handling fees and commissions | ||
| Cash paid for policy dividends | ||
| Cash paid to and for employees | 430,804,317.85 | 401,661,939.50 |
| Payments of all types of taxes | 72,439,883.39 | 61,768,914.13 |
| Other cash payments relating to operating activities | 287,903,767.73 | 284,808,786.38 |
| Subtotal of cash outflows from operating activities | 2,027,394,580.51 | 1,489,324,780.54 |
| Net cash flows from operating activities | 121,093,667.41 | 260,778,127.99 |
| II. Cash flows from investing activities: | ||
| Cash received from disinvestment | 2,548,973,255.09 | 1,926,486,255.76 |
| Cash received from investment income | 16,134,850.63 | 15,083,906.12 |
| Net cash received from disposal of fixed assets, intangible assets and other long-term assets | 253,947.87 | 568,471.71 |
| Net cash received from disposal of subsidiaries and other business units | ||
| Cash received from other investing activities | 285,803.23 | |
| Subtotal of cash inflows from investing activities | 2,565,362,053.59 | 1,942,424,436.82 |
| Cash paid to acquire and construct fixed assets, intangible assets and other long-term assets | 88,805,772.98 | 107,871,830.76 |
| Cash paid for investments | 2,619,264,565.49 | 2,657,535,151.32 |
| Net increase in pledge loans | ||
| Net cash paid to acquire subsidiaries and other business units | 38,391,065.79 | |
| Cash paid for other investing activities | ||
| Subtotal of cash outflows from investing activities | 2,746,461,404.26 | 2,765,406,982.08 |
| Net cash flows from investing activities | -181,099,350.67 | -822,982,545.26 |
| III. Cash flows from financing activities: | ||
| Cash received from investors | 1,410,368.98 | 1,280,028.24 |
| Including: cash received by subsidiaries from the absorption of minority shareholders' investments | 1,410,368.98 | 1,280,028.24 |
| Cash received from borrowings | ||
| Cash received from other financing activities | 144,470,309.65 | 118,384,870.93 |
| Subtotal of cash inflows from financing activities | 145,880,678.63 | 119,664,899.17 |
| Cash paid for debt repayments | 6,768,246.65 | 999,495.80 |
| Cash paid for distribution of dividends and profits or payment of interest | 136,016,508.29 | 114,922,025.36 |
| Including: dividends and profits paid to minority shareholders by subsidiaries | 23,499,281.01 | 17,763,509.66 |
| Cash paid for other financing activities | 139,535,082.56 | 21,708,035.72 |
| Subtotal of cash outflows from financing activities | 282,319,837.50 | 137,629,556.88 |
| Net cash flows from financing activities | -136,439,158.87 | -17,964,657.71 |
| IV. Effect of exchange rate changes on cash and cash equivalents | -40,968,518.35 | 745,550.95 |
| V. Net increase in cash and cash equivalents | -237,413,360.48 | -579,423,524.03 |
| Plus: beginning balance of cash and cash equivalents | 1,085,719,132.48 | 1,214,344,327.43 |
| VI. Closing balance of cash and cash equivalents | 848,305,772.00 | 634,920,803.40 |
(II) Adjustments to Related Items in the Opening Financial Statements upon First-Time Adoption of the New Accounting Standards Effective from 2026
□ Applicable <sup></sup> Not applicable
(III) Audit Report
Whether the 2026 3<sup>rd</sup> quarter financial Report has been audited
□ Yes <sup></sup> No
The Company's 2026 3<sup>rd</sup> quarter financial Report has not been audited.
ZKTECO CO., LTD.
Board of Director
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